CryptoTax UK · Guide
Crypto.com Tax UK — HMRC Guide for 2025/26
Crypto.com is one of the UK's most popular exchanges. This guide explains which Crypto.com activities may trigger Capital Gains Tax or Income Tax, how to export your transaction history, and how to calculate your liability under HMRC rules. Educational only — not tax advice.
Calculate my Crypto.com tax →Which Crypto.com activities create a UK tax event?
Selling crypto for GBP, swapping tokens (including CRO for other assets), spending via the Crypto.com Visa card, and closing Earn or Supercharger positions are all likely disposals for CGT. CRO rewards, Earn interest and referral bonuses may be treated as income by HMRC and subject to Income Tax in the year received.
How to export your Crypto.com transaction history
In the Crypto.com app go to Accounts > Transaction History > Export. Select the full date range and choose CSV. You will receive separate files for the Exchange and the App — you need both. Import both CSVs into a UK crypto tax tool to calculate your Section 104 pool, same-day and 30-day matching rules correctly.
CRO staking and Earn rewards
CRO rewards earned through card staking or Earn may be treated as miscellaneous income by HMRC and taxed at your marginal Income Tax rate in the year received. The market value in GBP on the date of receipt is typically used as the taxable amount. These tokens also establish a new acquisition cost for future CGT purposes.
Common pitfalls for Crypto.com users
The Crypto.com App and the Exchange are separate platforms with separate CSVs. Forgetting to export both is a common cause of missing transactions. Also note that using your Crypto.com Visa card to pay for goods and services is a crypto disposal at the GBP value of each transaction.
Frequently asked questions
Do I have to pay tax on CRO rewards?
CRO rewards received as staking income or Earn interest may be subject to Income Tax in the year received, at your marginal rate. The taxable amount is the GBP value on the date you received the tokens. Always confirm with a qualified accountant.
Does Crypto.com report to HMRC?
From 2026 onwards exchanges operating in the UK are required to report user transaction data to HMRC under the CARF and DAC8 frameworks. HMRC may already hold data from earlier voluntary information-sharing arrangements.
Can I use CryptoTax UK with Crypto.com exports?
Yes — upload your Crypto.com CSV exports via the Import CSV feature (Premium) and the HMRC matching engine will calculate your gains, losses and Section 104 pool automatically.
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Calculate my Crypto.com tax →Educational guidance only. CryptoTax UK is not a regulated tax adviser and the information above does not constitute tax, legal or financial advice. Always confirm your specific position with HMRC or a qualified accountant before filing.