CryptoTax UK · Guide
eToro Crypto Tax UK — HMRC Guide for 2025/26
eToro offers crypto trading alongside stocks and ETFs. This guide explains how HMRC treats eToro crypto disposals, how to export your account history, and how to calculate your CGT correctly. Educational only — not tax advice.
Calculate my eToro tax →CFD vs real crypto on eToro
eToro offers both real crypto (held in a crypto wallet) and CFD-based crypto positions. Real crypto disposals are typically subject to Capital Gains Tax under HMRC's cryptoasset rules. CFD profits may instead be treated as income from financial trading. The tax treatment differs significantly — confirm which type you hold before calculating your liability.
How to export your eToro transaction history
Log in to your eToro account, go to Portfolio > History and use the Account Statement download to export your full transaction history as a CSV or Excel file. Include all tax years you need to report.
Applying HMRC matching rules to eToro data
For real crypto positions, HMRC requires you to apply the same-day rule, the 30-day bed-and-breakfast rule and Section 104 pooling in that order. eToro's account statement provides the raw data — you will need to process it through a UK-compliant tax calculator to apply the rules correctly.
Copy trading and CopyPortfolios
If you use eToro's CopyTrader or CopyPortfolio features to invest in crypto, each underlying trade may still constitute a disposal. HMRC looks through the wrapper to the individual transactions. Keep detailed records of all underlying crypto trades.
Frequently asked questions
Do I pay tax on eToro crypto profits?
Profits from selling real crypto on eToro are typically subject to Capital Gains Tax. CFD profits may be treated differently. Your overall tax position depends on your total gains, losses and the Annual Exempt Amount for the year.
Does eToro report to HMRC?
eToro is regulated in the UK and shares information with HMRC. From 2026, crypto reporting obligations under CARF increase significantly.
How do I calculate my eToro crypto gains?
Export your full transaction history, then apply the HMRC Section 104 pooling rules. Use CryptoTax UK's Import CSV feature to automate this.
More UK crypto-tax guides
Educational guidance only. CryptoTax UK is not a regulated tax adviser and the information above does not constitute tax, legal or financial advice. Always confirm your specific position with HMRC or a qualified accountant before filing.